Paper Chase: Teacher Sharing and Health Care

teacher sharing

Teachers now have a resource for themselves by themselves.

The FOMC expects to raise interest rates this year. Slow growth in the global economy and inflation being lower than expected are reasons why they did not raise rates.
 
The National Retail Federation predicts an increase of 3.7% from last year’s holiday shopping to 630 billion dollars. Holiday shopping is always closely watched because consumers makeup 2/3 of the economy.
 

Teacher Sharing

Teachers Pay Teachers are an online marketplace where teachers can sell classroom tested material with other teachers for a fee. It was found in 2006 by a New York City Public school teacher. teachers have earned 175 million dollars to date, and the site has 3.4 million active members. There are over 1.7 million learning resources available, and a premium seller membership will cost you about $60. Anything put up for sale, must be matched by something put up for free.
 

Healthcare After Retirement

How long are you going to live after retirement? How healthy will you be? For couples 65 or older, you will need 245,000 for healthcare not including long term care or nursing home care. This only includes premiums and out of pocket costs. There is also a difference for men and women as women do live longer. Based on the assumption of a 65 year old retiring today, the life expectancy for men is about 85 and costs about $115,000 while life expectancy for women is about 87 and costs are about $130,000.
 

teacher

There is a cost difference between senior aged men and women.


 
In 2016, 7 million people will enroll in Medicare Part B. These are enrollees with high incomes who don’t collect social security yet, and will affect dual Medicare and Medicaid benefits. With that in mind, the solution is simple. Put away more. Remember to maximize your 401(k) and IRAs, establish and contribute to health aavings accounts, and look to Medicare Advantage Programs. Exercise, eat right and live a long life, but don’t forget to save enough for all of that living.
 
Disclaimer: Killing The Breeze is not a registered investment advisor or advisory service. It does not tell or suggest which securities or currencies should be bought or sold. The employees or affiliates of Killing The Breeze may hold positions in the stocks, currencies or industries discussed here. There is a very high degree of risk involved in the market. Killing The Breeze assumes no responsibility or liability for any trading or investment results. All content posted is for educational purposes only and independent advice should be sought from a professional to confirm validity and accuracy of any claim made.
 
The information should only be a starting point for doing additional independent research in order to allow you to form your own opinion regarding trading decisions. You should ask the firm with which you deal about the terms and conditions of the specific securities which you are trading and associated obligations. You should always check with your licensed financial advisor and tax advisor to determine the suitability of any investment.

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Kwaisi France

An 80’s baby forged in the 90’s and unleashed upon the world in the 21st century, Kwaisi France is a Baltimore raised Brooklyn resident.

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